80% Equity Loan
| Primary Residence |
APR - Annual Percentage Rate |
| Equity Percentage |
Term |
Auto Pay |
No Auto Pay |
| 80% Equity |
Up to 84 months |
6.00% |
6.50% |
| Rates effective 06/19/2025. Rates subject to change. |
80+% Equity Loan
| Primary Residence |
APR - Annual Percentage Rate |
| Equity Percentage |
Term |
Auto Pay |
No Auto Pay |
| 80+% Equity |
Up to 84 months |
6.00% |
6.50% |
| Rates effective 06/19/2025. Rates subject to change. |
|
Second Home Equity Loan
| Second/Vacation Home |
APR - Annual Percentage Rate |
| Equity Percentage |
Term |
Auto Pay |
No Auto Pay |
| Up to 50% |
Up to 84 months |
6.00% |
6.50% |
| Rates effective 06/19/2025. Rates subject to change. |
|
Home Equity Prime Line
| Primary Residence as Collateral |
APR - Annual Percentage Rate |
| Type |
Term |
Current APR |
|
| Prime Line |
5yr Draw Period |
5.25%*** |
WSP** changing monthly |
| |
15yr repayment period |
5.25%*** |
WSP** changing monthly |
| Rates effective 06/19/2025. Rates subject to change. |
** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.
***Floor of 5.25% |
Home Equity 5/10 Line of Credit
| Primary Residence as Collateral |
APR - Annual Percentage Rate |
| Type |
Term |
Current APR |
|
| 5/10 |
5yr Draw Period |
5.25%*** |
WSP**-.50%, changing monthly for the 5 yr draw period*** |
| |
10yr repayment period |
5.25%*** |
WSP**, changing monthly for the 10 yr repayment period*** |
| Rates effective 06/19/2025. Rates subject to change. |
** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.
***Floor of 5.25% |
Home Equity 60 Line of Credit
| Primary Residence as Collateral |
APR - Annual Percentage Rate |
| Type |
Term |
Current APR |
|
| 60 |
Revolving |
5.25%*** |
WSP** changing quarterly*** |
| Rates effective 06/19/2025. Rates subject to change. |
** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.
***Floor of 5.25% |
Home Equity 120 Line of Credit
| Primary Residence as Collateral |
APR - Annual Percentage Rate |
| Type |
Term |
Current APR |
|
| 120 |
Revolving |
5.25%*** |
WSP**+.50% changing quarterly*** |
| Rates effective 06/19/2025. Rates subject to change. |
** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.
***Floor of 5.25% |
Home Equity 180 Line of Credit
| Primary Residence as Collateral |
APR - Annual Percentage Rate |
| Type |
Term |
Current APR |
|
| 180 |
Revolving |
5.25%*** |
WSP**+1.00% changing quarterly*** |
| Rates effective 06/19/2025. Rates subject to change. |
** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.
***Floor of 5.25% |
Home Equity Special Line of Credit
| Secondary Residence as Collateral |
APR - Annual Percentage Rate |
| |
Term |
Current APR |
|
| |
Revolving |
5.25%*** |
WSP**+2.00% changing quarterly*** |
| Rates effective 06/19/2025. Rates subject to change. |
** Wall Street Prime - Rates may change without notice; the rate in effect at the time of your approval will be honored if you sign and return the loan documents provided within 7 business days.
***Floor of 5.25% |
Personal Installment Loan
| Certificate of Deposit Secured loan up to 100% of the CD face value |
| Term |
Auto Pay |
No Auto Pay |
| Matches the CD Term |
CD APY +1.50% |
CD APY +2.00% |
| Rates effective 06/19/2025. Rates subject to change. |
Personal Line of Credit
| Features |
Collateral |
Term |
APR - Annual Percentage Rate |
| Overdraft Protection |
Unsecured |
Revolving |
11.75% |
|
| Check Access |
|
|
|
|
| Automatic Payments |
|
|
|
|
| Rates effective 06/19/2025. Rates subject to change. |
Auto Loans
|
APR - Annual Percentage Rate
|
| Year |
Term |
Auto Pay |
No Auto Pay |
| New |
Up to 36 months |
6.50% |
7.00% |
| New |
37-66 months |
7.00% |
7.50% |
| Used |
Up to 60 months |
7.25% |
7.75% |
| Rates effective 06/19/2025. Rates subject to change. |